Sadek Bankruptcy Law Offices

- 1500 John F Kennedy Blvd # 220, Philadelphia, PA 19102

Bankruptcy Attorney

If you need help managing debt that has grown financially overwhelming, bankruptcy could be the solution. Bankruptcy allows you to shrink or eliminate numerous debts, while the automatic stay gives you time and space to create a viable plan for dealing with your future obligations.

Chapter 11 is primarily designed for businesses, and is usually utilized by large franchises and corporations due to the complexity of the process, which can be burdensome for smaller or fledgling companies.

Chapter 13 bankruptcy is a legal process that allows people to repay their debts over time while having the opportunity to keep valuable assets, like a home. It is a great option for those who don't qualify for Chapter 7 bankruptcy or prefer not to liquidate their assets.

A Chapter 7 Bankruptcy is an immediate discharge or wiping out of unsecured debts. Debts that can be included in a Chapter 7 Bankruptcy are credit card debts, medical bills, personal unsecured loans, certain tax debts, and more. A Chapter 7 Bankruptcy can take as little as three months to complete.

Since the Pandemic, we have seen a substantial rise in Business Chapter 7 bankruptcy filings, especially in industries of or relating to construction services, trucking and transportation, beauty salons, elective medical procedures, and restaurants.

Under the Fair Debt Collection Practices Act, there are certain things a creditor can and can’t do when it comes to them trying to collect a debt from consumers. If you receive multiple messages from a creditor aggressively trying to obtain payment from you, you may want to reach out to an attorney

Our team of experienced attorneys will negotiate with creditors to lower interest rates, waive fees and penalties, and settle the debt for an amount that is lower than the original balance. We understand that financial hardship can happen to anyone, and we are here to help you through this difficult

When defending a mortgage foreclosure, our lawyers are not simply defending a lawsuit, we are defending the American dream, a home of your own. The mortgage foreclosure process is a complex one and many different options and legal strategies exist for the benefit of the homeowner.

“Personal bankruptcy” or “consumer bankruptcy” refers to bankruptcy for individuals and married couples. As the name implies, “business bankruptcy” is bankruptcy for business entities.

There are many situations where a car repossession attorney can help you regain possession of your car. The three primary scenarios where a lawyer can help you with car repossession are wrongful repossession, deficiency lawsuits, and situations where bankruptcy law applies.

In times of wage garnishment from a judgment or from a domestic support obligation, a Chapter 13 or Chapter 7 Bankruptcy may be an option.

Sadek and Cooper has decades of experience practicing in debt consolidation, debt negotiation mortgage loss mitigation options along with Credit Defense in Court on behalf of our clients without a bankruptcy filing.

A bankruptcy case is started by the filing of a Petition itself. The initial filing invokes the automatic stay which is a protection of the bankruptcy filer(s) from creditors. The goal of a bankruptcy is to receive a discharge of debts through a Chapter 7 or Chapter 13 Plan.

Bankruptcy debt settlement services involve negotiating with creditors to reduce the total amount of money owed, so they can pay off their debt in a more manageable way.

Bankruptcy discharge services are provided to help clients who are seeking a fresh financial start. We offer comprehensive legal guidance and representation during the complex bankruptcy process, helping debtors understand their rights and obligations under the law.

We understand that filing for bankruptcy can be an intimidating process. Our team has extensive experience helping individuals and businesses through the bankruptcy process in a smooth and efficient manner.

We provide comprehensive bankruptcy services to help individuals and businesses struggling with financial hardship. We understand that filing for bankruptcy can be a difficult decision, and our experienced attorneys will work to develop an effective legal strategy tailored to you.

Our attorneys take great care in ensuring our clients receive reliable advice regarding their legal rights and obligations related to bankruptcy proceedings. We provide guidance on how best to protect assets while settling debts through reorganization or liquidation plans tailored specifically for e

Sadek & Cooper Law Offices offer comprehensive bankruptcy services to individuals and businesses. Our experienced team of bankruptcy lawyers can assist you in filing for Chapter 7, Chapter 11, or Chapter 13 bankruptcy, as well as work with creditors to modify payment plans or settle debts.

We offer comprehensive bankruptcy legal services for clients in need of financial relief. Our experienced attorneys provide counsel and representation to individuals, families and businesses facing bankruptcy proceedings, whether it be voluntary or involuntary.

We provide comprehensive bankruptcy proceedings services to clients struggling with financial issues. We understand that this can be a difficult and stressful time for those in debt, so our team of experienced attorneys provides personalized guidance and compassionate counsel.

We know filing for bankruptcy is not a decision you take lightly. We strive to guide each and every client through this difficult time by providing the knowledge, support, and guidance they need to get back on their feet financially.

A bankruptcy trustee is appointed by the court as a third-party responsible for managing all aspects of a bankruptcy case. The primary responsibility of a bankruptcy trustee is to collect assets from debtors, sell them off in order to pay creditors, and manage funds intended for debtors’ creditors.

Bankruptcy and debt relief services provide a way for individuals to relieve themselves of their crippling financial burdens. Our firm specializes in providing comprehensive, compassionate, and professional legal representation to help you take back control of your finances.

At Sadek & Cooper Law Offices, we understand that business bankruptcies can be a difficult and overwhelming process. We can help you make informed decisions about debt relief strategies, asset protection plans and other financial obligations related to your business.

Our team of experienced attorneys will assist you in understanding and navigating the complex laws associated with business bankruptcy. We help clients through all stages of the process, including assessing whether filing for bankruptcy is right for them, filing a petition on their behalf, and more.

Our office is well versed in establishing businesses in the Greater Philadelphia area. We frequently start LLC's (Limited Liability Company) for those looking to get into a new and small business.

Chapter 13 services offered by Sadek & Cooper Law Offices provide solutions to individuals experiencing financial hardship. Through this service, the firm helps clients reorganize their debt payments so they can keep their property while meeting all of their obligations.

We provide individuals with protection from creditors and the opportunity to have some or all of their debts discharged. This type of bankruptcy, also known as liquidation, allows individuals to start fresh and rebuild their financial lives without the burden of debt weighing them down.

We provide experienced legal assistance with Chapter 7 bankruptcy cases. Our team of experienced attorneys is knowledgeable in the complexities of filing for bankruptcy and will work diligently to ensure their clients receive the most favorable outcome. The firm understands t

Consumer Bankruptcy is for debt that was incurred under one's social security number, meaning it is due and owing on a consumer or personal basis, rather than due and owing on behalf of a business.

Consumer Bankruptcy is a type of bankruptcy to distinguish that it is non-business related. The two types of Consumer Bankruptcy are a Chapter 7 and a Chapter 13.

Our experienced team of attorneys understand the process of debt negotiation and are dedicated to providing comprehensive legal representation for our clients. We have a proven track record of successfully negotiating with creditors and helping our clients reduce or eliminate their debt.

Where there is a relatively high amount of disposable monthly income in comparison to the debt outstanding or in situations where there is a considerable amount of savings, debt negotiation may be the best option to reduce the amount of debt due and owing.

If you are suffering from financial hardship, contact our debt relief lawyers and schedule a free consultation to determine the best course of action for your financial situation.

Our attorneys understand the difficulty of managing debt, as well as how intimidating creditors can be. We are dedicated to helping our clients navigate their way out of any financial predicament by using all of the resources available to them.

Our team of experienced lawyers specializes in providing clients with affordable, effective debt relief options. We understand the financial difficulties associated with unmanageable debt and are committed to helping our clients secure a path to financial freedom.

Our expert team of attorneys have years of experience in navigating the complexities of debt relief and will work closely with you to craft a tailored plan that is specific to your unique financial situation.

Debt relief is a term to encompass several tools used to obtain financial freedom. Debt Relief can be obtained through debt consolidation, debt settlement or bankruptcy depending on the individual circumstances facing the client.

Debt settlement is used when there is a lump sum of money to offer a one time payout of a debt. This debt relief strategy is generally used when a favorable agreement can be reached and there is not a multitude of creditors to settle. The debt savings are also subject to taxation.

Filing for bankruptcy may seem overwhelming to someone carrying debt. However, filing for bankruptcy for the petitioner is a relatively quick and simple process that only involves one remote court hearing. If you are interested in filing for bankruptcy, call us for a free initial consultation.

Our office routinely defends foreclosure proceedings on behalf of the residents of Philadelphia. Our office litigates foreclosure Complaints in the Courts of Common Pleas, handles loss mitigation with the mortgage company and uses Chapter 13 Bankruptcy to defend and save our clients' homes.

Our team of experienced attorneys offers comprehensive representation tailored to the needs of homeowners facing an impending foreclosure or repossession. We work hard to help our clients protect their rights and avoid foreclosure or repossession of their property.

Our office provides a free consultation with a licensed lawyer to review your situation to determine if Bankruptcy is your best legal strategy and if so, what Chapter of Bankruptcy best fits your situation. The consultation can be in person, over Zoom, or via telephone as well.

For those in Center City Philadelphia who cannot resolve their tax debt through an offer in compromise, an installment agreement can allow a taxpayer to devise a reasonable payment plan option.

Our attorneys in Center City Philadelphia can negotiate with the IRS on your behalf and seek a resolution to your tax concerns.

Our team of experienced attorneys have a deep understanding of the federal and state taxation laws, as well as the procedures used by the IRS when negotiating installment plans. We understand that every client's situation is different, so we will work closely with you to determine your best course.

We provide experienced counsel to individuals and businesses who are facing the possibility of bankruptcy due to overwhelming debt or home foreclosure. Our knowledgeable attorneys will work with you to determine the best course of action for your unique financial situation.

We offer personalized and compassionate legal advice, taking into account each client’s individual situation in order to provide the best possible outcome. In addition, we can negotiate with creditors on your behalf to reduce amounts owed, establish payment plans, or erase debt altogether.

Our experienced attorneys will work with you to negotiate with creditors and develop a plan that is tailored to your individual needs. We understand the stress and complexity surrounding bankruptcies, and we will guide you through the process step-by-step.

A medical debt attorney provides experienced legal counsel to individuals and families who are struggling with medical debt. Medical debt can be a major financial burden, and an attorney specializing in this area of law can help you navigate the complexities associated with these types of debts.

We understand that medical debt can present a significant financial burden and we are here to offer our support. Our team of experienced attorneys will work diligently on your behalf to help you negotiate with creditors, reduce interest rates, and settle your debts.

Oftentimes a hardship such as unemployment, reduction in income, divorce or separation, or unanticipated expenses lead to a late or unpaid mortgage payments. When such a hardship occurs a mortgage modification may be a viable option.

Our attorneys are dedicated to helping homeowners find solutions that fit their individual needs in order to help them keep their homes. We are committed to securing favorable outcomes for our clients while also protecting their interests, rights, and future financial stability.

Mortgage relief occurs when the mortgagee, mortgage company agrees to forbear mortgage payments due to a short term hardship. It is most important to make certain in what manner the mortgage company will expect repayment to avoid a lump sum expected all at once.

Our team is dedicated to helping individuals and families who are facing the threat of foreclosure or struggling with overwhelming mortgage debt. We work closely with clients to ensure that they understand all aspects of their mortgage agreement and can effectively navigate any legal obstacles.

An offer in compromise (OIC) is an agreement between a taxpayer and the Internal Revenue Service (IRS) that settles the taxpayer’s tax liabilities for less than the full amount owed.

Our attorneys are dedicated to helping clients understand their options, so they can make the best financial decision for their future. We help individuals evaluate all aspects of filing for Chapter 7 or 13 bankruptcy, as well as lenders seeking to pursue foreclosure proceedings.

Sadek & Cooper Law Offices provides experienced and dedicated foreclosure services to Philadelphia and its surrounding areas. Our highly skilled attorneys have a deep understanding of the complexities involved to provide comprehensive solutions tailored to fit your individual situation.

Prior to a mortgage foreclosure taking place, the mortgagee may be open to postponing a sale based on the reinstatement amount being repaid over a short period of time.

At Sadek & Cooper Law Offices, we understand the importance of securing a quality education and offer private student loan services to help make this goal achievable. Our experienced attorneys provide debt consolidation and financial counseling services to assist clients with their loan repayment.

The attorneys of Sadek & Cooper are well-versed in defending property owners and helping them protect their homes from real estate tax sale.

Sadek & Cooper Law Offices provides comprehensive repayment plans tailored to meet the unique needs of their clients. These repayment plans are designed to provide individuals with a manageable and affordable way to pay off their debts.

Sadek & Cooper Law Offices provide experienced and competent legal advice and representation for clients who need help with repayment plans, repossessions, or other debt-related issues.

A short sale of property is a tool used to stay an imminent mortgage foreclosure. A short sale is where the mortgagor sells the subject property “short” of the mortgage amount.

Student Loans in some situations can be discharged or forgiven through bankruptcy. Student loans can also be paid based on affordability through a Chapter 13 Bankruptcy and student loans can be paid during and outside of bankruptcy through an income contingent repayment plan directly with the lender

We understand how overwhelming and daunting student loan debt can be, and our attorneys are here to help you find a way out. Our attorneys can assess your financial situation and develop a plan that fits your unique needs, including negotiating with creditors to reduce or eliminate your debt.

Our office proudly assists residents with Student Loan legal assistance. We offer 3 methods of curing student loan defaults: Student Loan Settlement, Student Loan Rehabilitation, and Consolidation and Income Driven Repayments (IDR).

Sadek & Cooper Law Offices offer experienced and reliable student loan debt attorney services. Our experienced law team will help you navigate the complexities of obtaining a student loan discharge. We understand that navigating the federal rules and regulations involved with student loan discharge.

Sadek & Cooper Law Offices provides comprehensive services for those needing debt relief due to student loan debt. Our experienced attorneys can help you understand your rights and options when it comes to dealing with this type of debt.

Our tax debt negotiation attorneys can help you understand your options and find the best path to resolving your tax debt. We will review your financial situation and negotiate with the IRS or state tax agencies to reach an agreement that is in your best interest.

Sadek & Cooper Law Offices is dedicated to helping individuals who are struggling with wage garnishment and other forms of debt collection. Our attorneys provide experienced legal representation for clients facing wage garnishment proceedings.

Our office has handled thousands of successful Chapter 7 Bankruptcy matters on behalf of individuals and married couples throughout the Greater Philadelphia area. Our office provides a free initial consultation to review your particular situation and a payment plan to make all affordable for you.

Foreclosure Service

Our team of experienced attorneys is dedicated to helping clients recover their collateral or stop the foreclosure process from occurring. Our experienced attorneys will help you navigate both residential and commercial foreclosure proceedings, as well as defend any claims brought against you.

Our team of attorneys are skilled in the areas of bankruptcy, mortgage modification, and other foreclosure defense strategies. We work hard to analyze each case’s unique circumstances, helping our clients build a strong legal defense that can stop a foreclosure or negotiate more agreeable loan terms

Our experienced attorneys provide compassionate representation to those facing loss of their home due to defaulting on a mortgage loan. We offer personalized advice on foreclosure options, including loan modification, deed-in-lieu of foreclosure, or filing for bankruptcy.

Our experienced attorneys will work with you to understand your situation and explain the options available for protecting your home from foreclosure. We are committed to helping you stay in your home if that is what you desire or to help arrange a reasonable path forward.

This occurs when a borrower is unable to make payments on their mortgage loan. A bankruptcy law firm works with creditors and foreclosure trustees to help borrowers figure out their best option for dealing with issues that arise from defaulting on a mortgage.

Mortgage foreclosure lawyers provide legal services to individuals and organizations facing the threat of home foreclosure. Our bankruptcy law firm specializes in protecting homeowners’ rights during the mortgage and foreclosure process.

These services help homeowners who are struggling to keep up with their mortgage payments by providing legal guidance and support in the process of modifying their loan. Our expert attorneys work closely with clients to determine what modifications are possible and all requirements are met.

Our services include negotiating payment plans with creditors, filing bankruptcy petitions, submitting motions to halt or delay sheriff sales, and utilizing other legal remedies to prevent your property from being sold at a Sheriff Sale.

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