Morgan & Morgan

- 150 4th Ave N Suite 300, Nashville, TN 37219

Personal Injury Attorney

Antitrust Litigation can make a world of difference for those individuals and businesses who have been harmed by companies who engage in anticompetitive and illegal conduct. Many companies and individuals often find themselves struggling with economic injuries from the harm of price-fixing, bid-rigging, group boycotts, tying arrangements, and market allocation between competitors. Oftentimes, these entities may not be able to take on these larger corporations on their own, which is why having the right attorneys on your case to help you can be vital.

Accidental death and dismemberment (AD&D) is a type of life insurance that provides a payout in the event of the accidental death of the insured, or a traumatic bodily injury to the insured. Often sold as an add-on to standard life insurance, AD&D policies are generally quite restrictive. They contain numerous exclusions, or circumstances in which the insurer will not provide coverage. But that doesn’t mean all AD&D denials are legitimate. Insurers often rely on consumers not understanding convoluted policy language. Insurance companies do not get the final word. You have the right to challenge an insurance denial. Let Morgan & Morgan’s insurance claim lawyers review your policy. Upon closer inspection, it may turn out that you are in fact entitled to coverage. Learn more during a free case review.

Insurance policies have what is known as an implied covenant of good faith and fair dealing. This means that the insurance company has an obligation to act fairly and honestly towards its policyholders. A denied claim does not necessarily mean—but it could mean—that the insurer has acted in bad faith. Examples of insurance bad faith include denying a claim without providing a reason, not performing a prompt and thorough investigation of a submitted claim, offering less than what a claim is worth, and refusing to pay a valid claim. Insurance policy language is complex and difficult for non-insurance experts to understand. If your claim was delayed, denied, or underpaid, know that the insurance company does not get the last word. It is your right to challenge their decision. Let Morgan & Morgan take a second look. Schedule a free case review with our insurance dispute lawyers.

There are no guarantees in business. To protect against unexpected closures that can threaten a business owner’s livelihood, many businesses carry business interruption insurance. This insurance can cover revenue, mortgage and rent payments, taxes, payroll, relocation costs, training costs, and other operating expenses when a business is forced to close due to a covered loss. Having your business interruption insurance claim denied can be devastating to your company. But you don’t have to take the insurer’s word for it. Let Morgan & Morgan take another look, and we’ll let you know if the insurance company is treating you fairly. We offer free business interruption and loss of business insurance case reviews. For answers to your insurance questions, please contact us.

Fire damage is a worst case scenario for homeowners. If a fire does not succeed in destroying the entire house, it can still do tremendous damage to the structure and your personal property. You might assume that fire damage is covered by your homeowners policy. The insurance company could have other ideas. While your policy may have fire exclusions, such as exclusions for smoke and water damage, insurance companies are known to deny legitimate claims. But policyholder have rights, including the right to challenge an insurer’s decision. Don’t take on the insurance company alone. Let Morgan & Morgan review your policy and explain your coverage. Our fire damage insurance claim dispute lawyers have decades of experience and offer free case reviews.

Flood damage is not typically covered by a standard homeowners or business insurance policy. Instead, home and business owners must purchase flood insurance. In fact, depending on where you live and the type of loan you have, you may be required to purchase flood insurance. You’d think that flood damage insurance claims would be pretty straightforward. But this assumption ignores the fact that the insurance industry often denies legitimate claims in order to maximize profits. After a flood, trust Morgan & Morgan to make sure that the insurance company treats you fairly. We’ll handle the flood of paperwork and questions that can come with an insurance claim. We’ve helped thousands of policyholders recover hundreds of millions of dollars. Find out how we can help you: schedule a free flood damage insurance claim case review.

Hail can be incredibly damaging. Hail storms tend to come on suddenly and without warning. Within minutes, they can cause devastating property damage. Your insurance company will probably dispatch a contractor or engineer to evaluate the damage to your home, business, or vehicle. But you shouldn’t just rely on them. Take pictures of everything affected by the hail and know that you may have to fight the insurance company to get every dime you deserve. Morgan & Morgan is here to help with delayed, denied, and underpaid hail damage insurance claims. We have more than 800 attorneys and an entire department dedicated to insurance disputes. You can’t stop hail, but you can stop the insurance company from mistreating you. Schedule a free case review with Morgan & Morgan, and let us take a second look at your policy.

A hurricane has the power to destroy homes, businesses, and entire communities in a matter of hours. Hurricanes are somewhat predictable. They occur seasonably and people in the path of a hurricane have advanced warning that a storm is coming. But you can’t always predict how the insurance company will react to a hurricane claim. If your home or business suffered hurricane damage, and your insurance company delays, denies, or underpays your claim, you have the right as a policyholder to demand fair treatment. Don’t accept “no” from the insurance company without first talking to Morgan & Morgan. It costs nothing to let us take a second look at your hurricane insurance policy. And if we find you have been treated unfairly, we can file a lawsuit against the insurance company on your behalf. Contact a hurricane insurance claim attorney at Morgan & Morgan to learn more.

A bolt of lightning firing across the sky can be awe-inspiring. But if lighting struck your property, you might be in awe of how much damage was caused. Each bolt of electricity can contain up to one billion volts of electricity. Even more shocking, however, is the way that insurance companies can treat their loyal customers. Most property insurance policies cover lightning damage, including from fires and fried electrical systems. But even if you have coverage, the insurance company might delay, deny, or lowball your claim. When this happens, your first call should be to Morgan & Morgan. Our Insurance Recovery Group is dedicated to protecting the rights of the insured. Don’t take “no” for an answer. Let us take a second look at your policy, and we’ll let you know if you’re being treated fairly.

Rock quarries use powerful explosives as part of their mining operations. These explosives are strong enough to instantaneously destroy layers of solid rock, but they can also cause damage to nearby homes and businesses. Cracks in walls and foundations, water leaks, ceiling cracks, and broken windows could be signs of blasting damage. Home and business insurance policies typically cover blasting damage. Exclusions for blasting damage are uncommon because this type of damage has only become a serious problem in certain areas recently. If you submitted a blasting damage insurance claim that was denied, it’s worth getting another opinion. Let Morgan & Morgan’s insurance dispute lawyers take a second look. Your initial consultation is free, and you do not pay a penny unless we win compensation for you.

The United States is the epicenter of global tornado activity. In particular, parts of the Midwest known as “tornado alley” are prone to these incredibly devastating storms, which can appear in an instant with wind speeds in excess of 200 miles per hour. About 1,200 tornadoes touch down in the U.S. every year, causing close to $10 billion in property damage. You don’t need special insurance to protect against tornado damage; a standard homeowners or business property insurance policy should cover tornadoes. However, what is—and is not—covered is a matter of what’s in the fine print. Policy language is written for the benefit of insurance companies. Policyholders dealing with tornado damage are within their rights to get a second opinion on an insurance claim. If your tornado damage insurance claim is denied, delayed, or underpaid, contact Morgan & Morgan for a free case review.

Morgan & Morgan’s real estate attorneys represent purchasers, sellers, brokers, developers, landowners, tenants, and condominium associations. If you are involved in a dispute involving real estate, our attorneys can review the facts of your situation and explain the legal options that may be available to you.