Law Office Of Charles A. Higgs Introduce
Introduction / Overview
In the complex and often stressful world of financial hardship, whether it’s mounting debt, the threat of foreclosure, or a business struggling to stay afloat, having an experienced and compassionate attorney can make all the difference. For residents of New York, the Law Office of Charles A. Higgs in White Plains stands as a trusted resource, providing dedicated legal counsel for bankruptcy, foreclosure defense, and related real estate matters. The firm understands that these situations require more than just legal knowledge; they demand a strategic, professional, and empathetic approach to help clients regain control of their financial future.
The Law Office of Charles A. Higgs is committed to helping individuals and small businesses navigate the complicated legal landscape of debt and insolvency. Their mission is to provide effective legal solutions that offer a path to a "fresh start." They are well-versed in a variety of bankruptcy chapters and are known for developing compelling and innovative strategies to resolve even the most difficult cases, such as those involving foreclosure on an underwater property. The firm's reputation is built on its ability to provide clear, strategic, and supportive guidance, giving clients the confidence they need to move forward. This article will provide a detailed look into the comprehensive services they offer, their accessible location, and what makes them a truly valuable partner for your legal needs in New York.
Location and Accessibility
The Law Office of Charles A. Higgs is conveniently located in the city of White Plains, making it an ideal choice for clients throughout Westchester County and the greater New York metropolitan area. The office is situated at 44 S Broadway Ste 100, White Plains, NY 10601, USA. This central location offers easy access from surrounding boroughs and counties, providing a straightforward destination for those in need of legal assistance.
The firm is committed to providing a welcoming and accessible environment for all clients. The office features a wheelchair accessible entrance and a wheelchair accessible parking lot, ensuring that individuals with mobility challenges can visit without difficulty. Additionally, a wheelchair accessible restroom is available, further demonstrating a dedication to accommodating every client. To ensure that each person receives the focused, one-on-one attention they deserve, the firm recommends scheduling appointments in advance. This practice guarantees a dedicated time to discuss your legal matters thoroughly, without the pressure or rush of a walk-in consultation.
Services Offered
The Law Office of Charles A. Higgs specializes in providing expert legal services in the critical areas of bankruptcy, foreclosure defense, and real estate.
- Bankruptcy Attorney: The firm offers comprehensive bankruptcy services for both individuals and businesses. This includes handling Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases. They are also experienced in the Small Business Reorganization Act, also known as Subchapter V, helping small businesses stay in operation. They provide legal representation against creditor harassment and guide clients through the entire bankruptcy process.
- Real Estate Attorney: The firm's real estate services are closely related to its bankruptcy work. They handle real estate closings and provide strategic defense in real estate litigation and title disputes. They have a strong record of success in helping clients facing foreclosure judgment and can negotiate foreclosure settlements to help homeowners sell their property on their own terms.
- General Attorney Services: Beyond their core practice areas, the firm also provides services in commercial litigation and debt management. Their expertise in commercial lease disputes and strategic defense for a variety of legal challenges makes them a versatile resource for businesses and individuals alike.
Features / Highlights
The reputation of the Law Office of Charles A. Higgs is built on several key features that benefit their clients and set them apart from other firms.
- Strategic and Innovative Thinking: As highlighted by a client, the firm is known for developing "compelling strategies" to solve complex problems, such as a foreclosure on an underwater property.
- Expertise in Bankruptcy: Charles A. Higgs is an expert in the "complicated world of bankruptcy." His in-depth knowledge and experience in this area, including being the first lawyer in the Southern District of New York to file a case under the new Subchapter V, make him a trusted and reliable resource.
- Professionalism and Understanding: Clients praise the firm's level of professionalism and understanding, which helps to put them at ease during a difficult time. The firm is recognized for its empathy and dedication to client success.
- Success-Oriented Results: The firm has a documented history of success in helping clients achieve positive outcomes, such as saving a small business from going under or helping a homeowner sell a foreclosed property on their terms.
- Collaborative Team: The firm's team, including Melissa and others, is noted for their expertise and ability to work together to achieve the best results for the client.
Contact Information
To schedule an appointment or to learn more about the legal services provided, you can contact the Law Office of Charles A. Higgs using the following information.
Address: 44 S Broadway Ste 100, White Plains, NY 10601, USA
Phone: (917) 791-2151
What is worth choosing
When facing a legal challenge related to your finances or property, you need an attorney who is not only skilled but also deeply committed to your success. For New York residents, the Law Office of Charles A. Higgs offers a powerful combination of expertise, strategic thinking, and genuine client care. The testimonials provided by real clients are a strong endorsement of their work. A small business owner credited them with helping the company "stay in business" during a very difficult time, praising the firm's "level of professionalism and the understanding" that made all the difference. This shows a firm that is not just focused on legal outcomes, but on the real-world impact on its clients' lives.
Another client, a professional who referred a client, praised the firm's expertise and strategic approach in a tough foreclosure case. The ability to "force the mortgage bank to return to the negotiation table" and allow a client to sell the property on their terms is a testament to the firm's innovative and determined approach. This kind of creative problem-solving is invaluable when you are dealing with complex and seemingly impossible situations.
The firm's specialized knowledge of bankruptcy, including the newer Subchapter V for small businesses, gives them a significant advantage. They can provide legal advice and services that are both current and effective, ensuring clients have the best possible chance at a fresh start. For anyone in New York struggling with debt, facing foreclosure, or needing assistance with a business bankruptcy, the Law Office of Charles A. Higgs is a clear choice. Their reputation for being professional, strategic, and effective, combined with their ability to handle tough cases with empathy, makes them a highly recommended legal partner.
Law Office Of Charles A. Higgs Services
Bankruptcy Attorney
- Chapter 11 bankruptcy
As a business owner, you can use this to continue operating your business, stop pending lawsuits and collection action, reduce & restructure debt, potentially over the objections of your creditors, and more.
- Chapter 13 bankruptcy
Chapter 13 bankruptcy was designed for those who have the income needed to make payments through a 3-5-year payment plan. Your payments will be made through the Bankruptcy Court, where your trustee will pay your creditors according to your plan. Learn more with our New York bankruptcy lawyers!
- Chapter 7 bankruptcy
The simplest and quickest way to eliminate unsecured debt is through a Chapter 7. It generally takes about four months, from filing to completion. With this, your nonexempt assets are liquidated to repay your creditors. Many (if not all) your assets may be exempt under state or federal guidelines.
- Creditor harassment
While creditors and collection agencies are allowed to contact you via phone, mail, or email, they are subject to state & federal rules prohibiting harassing or abusive behavior. If you find that you have been harassed by a creditor or collection agency as an individual or as a business, call us.
- Foreclosure services
Because the Law Office of Charles A. Higgs has extensive experience helping homeowners and business owners facing foreclosure, we are familiar with the common mistakes lenders make in foreclosure actions. Our lawyers can help identify your foreclosure defense options and answer all of your questions
- Personal bankruptcy
- Small Business Reorganization Act / Subchapter V
Effective in February 2020, the Small Business Reorganization Act (SBRA) was created to provide small business owners with a streamlined version of Chapter 11 bankruptcy. Call for a free initial consultation and see how the new law can allow you to reorganize and repay your debts via Chapter 11.
Attorney
- Bankruptcy Process
- Business Bankruptcy
- Chapter 13 Bankruptcy
- Commercial Lease
- Commercial Litigation
- Creditor Harassment
- Debt Management
- Debt Relief
- Foreclosure Defense
- Foreclosure Judgment
- Foreclosure Settlement
- Lease Dispute
- Real Estate Closing
- Real Estate Litigation
- Strategic Defense
- Title Disputes
Law Office Of Charles A. Higgs Details
Accessibility
- Wheelchair accessible entrance
- Wheelchair accessible parking lot
- Wheelchair accessible restroom
Amenities
- Restroom
Planning
- Appointments recommended
Law Office Of Charles A. Higgs Photos




Law Office Of Charles A. Higgs Location
Law Office Of Charles A. Higgs
44 S Broadway Ste 100, White Plains, NY 10601, USA
Law Office Of Charles A. Higgs Reviews
bankruptcy
★ 5★ 4★ 3★ 2★ 1Our company was forced to file Chapter 7 in the middle of the pandemic. Due to loss of business we had to relocate and deal with creditors including our landlord. Not only were we not able to pay rent, we also had bank loans that were pulling us down.After several consultations we hired Mr. Higgs to steer us through bankruptcy proceedings so we could stay in business. His level of professionalism and the understanding made all the difference to our small business. We are happy to say we were able to keep our business and our livelihood. I would gladly give Charles Higgs 5 stars for this.
June 29 · Jerry BarnardI want to share my gratitude for the outstanding work that Charles and Melissa did for my client whose house was in foreclosure and was about to be sold at the public auction. The situation with my client's property was very tough - his property in Queens, NY was underwater, and the bank didn't want to entertain any short payoff offers. However, Charles and Melissa put together and executed a compelling strategy involving the bankruptcy sale, which forced the mortgage bank to return to the negotiation table and allowed the client to sell the property on his terms. Charle's and Melissa's expertise in the complicated world of bankruptcy is undeniably strong; I will recommend their services to any homeowner whose house is in foreclosure and who requires similar legal representation.
May 16 · Svitlana NiskoklonLet me begin the story this way - we were in litigation that had gone on for months and gotten to the point of irreconcilable hostility - major litigation potentially involving a great deal of money. Mr. Higgs took the time and energy to understand every nuance, proposed alternative strategies, and in a single day, with the weight of a smart legal blueprint behind him that he developed, brought us to a place of strength rather than a place of weakness. Charles Higgs is a rare blend of a quick study, a ferocious advocate, multi-talented, and a good guy. I wish I could talk him into expanding his areas of concentration - I cannot think of an area of law where I wouldn't want him on my side. Please do hire Mr. Charles Higgs.ADDENDUM - Mr. Higgs also has that rare old school quality of responding in a timely fashion. Our transaction was timely, and Mr. Higgs beat every deadline by a mile. Hire him!
February 28 · John BurtonMr. Higgs is the worst attorney for bankruptcy you will ever run into in your life, he never calls you or emails you unless he needs money for something. He’s knows nothing about bankruptcy law ask the trustees he deals with over and over if front of judges he is bad and needs to be dis-barred from practicing law stay away from this lawyer terrible job on my cases... just a word to the wise STAY AWAY!!!
November 03 · Mike JohnsonBankruptcy is a very stressful and more or less scary process, Melissa Wotton made sure the process went smooth knowing you're always in good hands.She explained the bankruptcy process in detail and was able to file our case during Covid-19 pandemic 100% remote.She incorporates her own caring and observant legal style which makes handling complicated matters easier to understand and less stressful.We are very pleased with our experience with her as our attorney and highly recommend Melissa Wotton and her team!
March 19 · paul kuldkepp
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